You should carefully read these terms and conditions (together with each of the documents referred to herein) (collectively, these “Terms of Use”) before using the site (the “Site”). Your use of the Site constitutes acceptance of these Terms of Use.

If you do not agree with or accept these Terms of Use, your sole remedy is to cease using the Site immediately.

About us

The Site is owned and operated by esure Group plc ("we," “us” or “our”). We are a public limited company registered in England and Wales under company number 07064312 and have our registered office at The Observatory, Reigate, Surrey, RH2 0SG. “You” means the user of the Site. “esure Group” means esure Group plc and its direct and indirect subsidiaries.

Accessing the site

While we make every effort to ensure that the Site is available, we do not represent, warrant or guarantee in any way that there will be continued availability at all times or of uninterrupted use by you of the Site.

Your use of the Site is at our sole discretion. We may deny you access to the Site or any portion thereof at any time, without notice and with or without cause. Further, we reserve the right to suspend or cease the operation of the Site without notice from time to time at our sole discretion.


While we endeavour to ensure that the information posted on the Site is accurate, we do not represent, warrant or promise (whether express or implied) that any information on the Site is or remains accurate, complete and up-to-date, or fit or suitable for any purpose.

Commentary and other content posted on the Site are not intended to amount to advice on which reliance should be placed. We therefore disclaim all liability and responsibility arising from any reliance placed on such content by any visitor to our site, or by anyone who may be informed of any of its contents.

Personal information

We take the security of your personal information seriously. By entering your personal data on the registration form on this Site, you consent to the processing of your personal information as described in the Privacy Notice and you agree to the use of such personal data in accordance with all applicable laws and regulations.

Intellectual property rights

All images, text, programs, and other materials and content (collectively, the "Content") provided on the Site is protected by law, including copyright law, intellectual property rights laws and international treaties. Any intellectual property rights subsisting in the Content on the Site belongs to one or all of the esure Group companies and/or its licensors. All rights are reserved for the benefit of one or all of the esure Group companies and/or its licensors. Except as expressly stated in these Terms of Use, nothing in these Terms of Use grants you any rights in the Site or the Content contained therein.

You are granted permission to display, copy, distribute and download the Content on the Site for personal, non-commercial use only, provided you: (i) keep intact all copyright and other proprietary notices; (ii) make no modifications to the Content on the Site; and (iii) do not use the Content on the Site in a manner that suggests an association with any products, services, or brands. Except as stated in these Terms of Use, none of the Content may be copied, reproduced, republished, downloaded, displayed, modified, transmitted, licensed, transferred, sold or distributed by any means or otherwise exploited in any manner, including but not limited to electronic, mechanical, photocopying, recording or otherwise, without our express prior written permission or it is clearly indicated that any document or information may be downloaded and used.

The names, logos, taglines and other marks identifying any of the esure Group companies and its products and services are proprietary marks of one or all of the esure Group companies. Any other trademarks and service marks are the property of their respective owners. This Terms of Use does not grant you the right to use any trademark, service mark or logo appearing on the Site for any purpose whatsoever.

Limitation of liability

Under no circumstances, including but not limited to negligence, shall we be liable for any damages (direct, indirect, incidental and/or consequential) resulting from or in any way related to your use of the Site, including but not limited to:

  • your use, reference to or reliance on any information obtained on or through the Site;
  • any error or inaccuracies in any information or material within or relating to the Site;
  • the unavailability of the Site for whatever reason; or
  • any statement or representation made on the Site.

For the avoidance of doubt, we do not exclude or limit our liability for death or personal injury arising from our negligence, for any fraudulent misrepresentation made by us on the Site or for any other statutory rights that are not capable of being excluded. If any portion of this limitation of liability is found to be invalid, liability shall be limited to the fullest extent permitted by law. In no event shall our total liability to you for all damages, losses and causes of action (whether in contract, tort (including, but not limited to, negligence) or otherwise) exceed the amount paid by you, if any, for accessing the Site.

If you are accessing the Site from outside the United Kingdom, you are responsible for ensuring that your use of the Site is in accordance with the laws of the country of your residence or the jurisdiction from which you are accessing the Site. Esure Group disclaims and excludes all liability howsoever arising and of whatsoever nature to you in the event that your use of the Site is contrary to the laws of the country of your residence or from which you are accessing the Site.


Although we take appropriate measures to protect the security of the information communicated through the Site, the Internet is an open network that is not secure and there is an inherent risk that any transmission via the Internet may be intercepted, modified, misdirected, or not be delivered to the intended recipient. In addition, there is also an inherent risk that information stored on a computer connected to the Internet may be accessed without authorisation. As no Internet-connected computer system can be made absolutely secure from intrusion, we cannot and do not guarantee that information displayed on the Site has not been modified by others without authorisation or that information communicated by you to us will be received or that it will not be altered before or after its transmission.

You warrant, when using the Site, that you will:

  • not misuse the Site by knowingly introducing viruses, trojans, worms, logic bombs or any other material that is malicious or technologically harmful;
  • not attempt to gain unauthorised access to the Site or any server, computer or database connected to the Site;
  • not attack the Site via a denial-of-service attack or a distributed denial-of service attack; and
  • treat any user identification code, password or any other piece of information that form part of our security procedures as confidential and not disclose it to any third party.

We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of the Site or downloading of any content posted on the Site, or on any website linked to the Site.

We have the right to disable any user identification code or password at any time if, in our reasonable opinion, you have failed to comply with any of the provisions of these Terms of Use.


The Site may contain hyperlinks to other web sites owned and operated by third parties.  Such hyperlinks are provided for your convenience only. We do not control such third party web sites and are not responsible for their contents of those sites. The inclusion of hyperlinks on the Site does not mean we endorse or approve of any third-party web site to which you may have access through the linked web sites. We accept no liability for any information, products or services contained in, or which may be linked to through, these third-party web sites or for any action you may take as a result of linking to any such web site. Each of the web sites to which you may link are likely to set forth specific terms and conditions of use that you should review.

You may link to the Site on a web site that you own provided you do so in a way that complies with all applicable regulatory and legal requirements and does not damage our reputation. We reserve the right to withdraw linking permission without notice.


You agree to indemnify, defend and hold harmless the esure Group, its directors, officers, employees, agents, licensors, attorneys, independent contractors, providers, subsidiaries and affiliates (collectively, the "esure Indemnitees") from and against any and all claim, loss, expense, or demand or liability, including attorneys' fees and costs, incurred by the esure Indemnitees arising out of (i) any claim by a third party relating to the posting, distribution, modification or alteration by you of any content, or (ii) your use of the Site in violation of these Terms of Use or in violation of any applicable law.

You agree to cooperate with us as reasonably required in the defense of any such claims. We reserve the right to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, and you shall not in any event settle any such claim or matter without the written consent of esure.

Jurisdiction and applicable law

These Terms of Use and any dispute or claim arising out of or in connection with them or their subject matter or formation (including non-contractual disputed or claims) are governed and construed in accordance with the laws of England and Wales. You hereby consent to the exclusive jurisdiction of the English courts in all disputes arising out of or relating to the use of the Site. Any invalid, unenforceable or illegal provision (or part of a provision) of these Terms of Use shall be deemed deleted and shall not affect the validity, enforceability or legality of the remaining provisions.

Contact us

If you have any concerns about the Site or these Terms of Use, please contact [email protected].